What is temporary auto insurance?
A temporary car insurance is short-term insurance which is intended for drivers who do not wish to be insured for a whole year due to the car being exported or re registered in a specific country which can’ be insure in UK.
Temporary auto insurance generally covers a period of 1 to 90 days and can only be purchased by a driver with minimal experience on the road. In most cases, the subscriber must be at least 21 years old and have held a UK or European driving license for at least 2 years.
When to buy temporary auto insurance
There are several situations in which temporary auto insurance is recommended:
- In the event of a little use on the road, to move the car to a storage place or secure place.
- In the event of travel to a country not covered by the motorist’s current insurance.
- In the event of importation of a foreign vehicle with temporary registration and while awaiting the final registration certificate.
Steps to follow
In addition to verifying the age and history of the driver who wishes to take out temporary car insurance the insurance companies will require a number of supporting documents:
-A copy of the registration certificate of the insured vehicle.
-A copy of the valid UK or European driving license.
-A copy of your current passport.
-A utility bill valid in the last 3 months.
Temporary car insurance contracts are third party solution to be able to drive the car that can’t be insured in the UK or in any other countries due to the foreign plates on the car. They offer the basic guarantees and insures driver’s civil liability in the event of a claim and legal protection.
How much does temporary auto insurance cost?
The price of temporary car insurance is tailor-made, according to various criteria, such as the driver’s profile, his driving experience, the type of vehicle, etc.
Temporary car insurance is often more expensive than traditional car insurance and can only be used as the last solution in case if you cannot find adequate car insurance for your trip abroad.
We are only acting as an agent in the UK and will not be held responsible for any breach of contracts as the liabilities will be between you and the insurance company in case of a claim.